Individual Insurance

Cheap Medical Insurance: If It Sounds Too Good to Be True…

Cheap Medical Insurance: If It Sounds Too Good to Be True… 150 150 Encore Benefits

The average premium for individual health insurance coverage has more than doubled in the past five years. So if you’re…

read more

What is an “Out-of-Pocket Max?”

What is an “Out-of-Pocket Max?” 150 150 Encore Benefits

It’s known by a few terms – “out-of-pocket max, “maximum out-of-pocket,” “maximum liability,” and a few others – and that’s…

read more

What is a Deductible?

What is a Deductible? 150 150 Encore Benefits

In insurance, a deductible is the amount that you (the insured) are responsible for FIRST before the insurance company starts…

read more

The End Of The Cost-Sharing Reduction

The End Of The Cost-Sharing Reduction 150 150 Encore Benefits

You probably heard news coverage over the weekend about the federal government’s announcement that it would suspend Cost Sharing Reduction…

read more

Where Does My Insurance Premium Go?

Where Does My Insurance Premium Go? 150 150 Encore Benefits

Many of us look at the amount our insurance premiums costs today, compared to the amount we use, and think,…

read more

Replacing Obamacare: Evaluating State-Based Insurance Obstacles

Replacing Obamacare: Evaluating State-Based Insurance Obstacles 150 150 Encore Benefits

During the run-up to the Presidential election, then-candidate Donald Trump made many broad promises about replacing Obamacare. One of the oft-repeated…

read more

About Health Care Sharing Ministries

About Health Care Sharing Ministries 150 150 Encore Benefits

As health insurance premiums have risen, many individuals are looking for creative (and less expensive) ways to meet both their…

read more