Encore Benefits

Insurance You Will Applaud!

Your  Employee Benefits Firm

Explore Insurance Options For Businesses and Individuals Below

Employee Benefits

Now, more than ever, Utah employers need innovative employee benefits strategies to help recruit and retain employees while keeping costs as low as possible. Our experience has lead to representing more than 2,000 accounts and covering more than 50,000 individuals. Our organization has successfully established relationships across the industry.

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family insurance

Individuals & Families

The Affordable Care Act (ACA) has dramatically changed the affordability and availability of individual and family (non-employer-sponsored) health insurance.  Many of the previous barriers to getting individual insurance have gone away; now you cannot be declined for coverage, or have your premium raised due to health conditions. Also, there are no exclusions for pre-existing health conditions.

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CUSTOMER STORIES

See how we help individuals and businesses every day

“I have worked with Heidi and Encore Benefits for many years. I have always found the Encore team to be a surefire solution to my health insurance needs. I have referred Encore Benefits many times to my clients and have always received positive feedback. I would strongly recommend Heidi to anyone who needs a true professional in the health insurance industry.”

-Mike, President

“I have been using Encore Benefits for about 3 years and love, love, love their services! The Encore team has been my go-to, and has been quick to comply with my requests and extensively answered all my questions. If one team member isn’t available, other agents quickly step in. I highly recommend Encore Benefits services!”

-Lora, Insurance Coordinator

“What a blessing Encore Benefits has been for my business and what they have done for me to help take care of my employees. I could NOT have a successful business that allows me to take care of others if I cannot first take care of my core foundation- my Employees. Thank you, Encore Benefits!”

-Christine, President

“Help when we needed it most! Keith and his great team reduced our employee benefit cost, assisted in maintaining current wages and quality benefits in this challenging economy. As far as problems go, if all agencies worked as well as your team, I might enjoy the phone again.”

-Daniel, CEO

“From the beginning, the Encore team has taken our personal interests and needs into consideration to set us up with the best possible benefits for all!  They are always willing to answer any questions and resolve any concerns.  She has provided our organization with the insurance benefits that meet everyone’s needs.  The enrollment process couldn’t have gone any smoother. The Encore team continues to be very personable and professional in all they do!” 

-Kim, Outreach Coordinator

“Encore Benefits has been fantastic to work with. Their dedication to customer service has made them a valued resource for our company and employees. The Encore team is incredibly responsive to any requests and makes my job a lot easier. I would recommend them without reservation.”

-David, HR Manager

“I have been really impressed with Encore Benefits and their staff of licensed, caring, thoughtful and helpful insurance agents.  I have recommended them to all my friends.”

-Ken, Manager

“Working with the Encore Benefits team has given our company many tools to help provide excellent benefits to our employees. They are thorough, and detail oriented in their approach. I would recommend them to anyone. ”

-David, President

We have been working with Keith and the people from Encore Benefits for the past five years. We can genuinely say that the professionalism, dedication and knowledge of the work they do is unrivaled. At our company, we strive to provide our employees with a high level of benefits at an affordable cost; Encore Benefits has helped us step by step in achieving this goal. We stand by our choice to work with the Encore team because of their exceptional customer service and the one on one attention they provide for their clients.”

-Kathy, Accounting/HR Manager

“Encore benefits has been a vital asset to the running of our benefit program. Not only do they go the extra mile for making sure our benefits program is the best quality, but they continue to ensure our employees are well taken care of when any carrier issues arise. We are thankful to have guidance and help from a hardworking team!” 

-Krista, HR Manager

“As an HR professional there are many balls to juggle. It is comforting to have Keith and his team at Encore Benefits to juggle the benefits for me.  They free up much of my time to focus in other areas.  Every time I call for help I am greeted with a can-do attitude and impeccable follow up.  They’ve made it possible for us to offer competitive benefits without breaking the bank!”

-Amy, Director of Human Resources

“We were looking for an easy one stop shop solution for our health insurance needs, and we found it at Encore Benefits. Acquiring our group plan and managing it has been easy thanks to their continual support.”

-Todd, Executive Vice President

“Encore Benefits is our #1 source for employee benefits.  They handle all the details from making recommendations, getting quotes from carriers, and filing the paperwork, which allows us to offer our employees the best benefits as possible with little to no stress! The Encore team does an amazing job taking care of us. They respond promptly to any call we make or email we send.  And they are very knowledgeable and professional.”

-Melanie, HR Manager

“Our experience with Encore Benefits has been outstanding.  Keith and the team has helped us navigate through the complexities associated with the ups and downs and ins and outs of the ever-changing landscape of health insurance.  We highly recommend them.”

-Kip, Vice President

INSURANCE NEWS

COBRA Continuation Deadlines During the Pandemic 150 150 Encore Benefits

COBRA Continuation Deadlines During the Pandemic

During the economic instability surrounding the COVID-19 pandemic, terminated or furloughed employees should understand some new federal regulations governing COBRA continuation. What Hasn’t Changed If you were enrolled in group medical, dental or vision benefits sponsored by a COBRA-subject employer (addressed later) and lost eligibility for that coverage (through termination, loss of hours, etc.), you…

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Cheap Medical Insurance: If It Sounds Too Good to Be True… 150 150 Encore Benefits

Cheap Medical Insurance: If It Sounds Too Good to Be True…

The average premium for individual health insurance coverage has more than doubled in the past five years. So if you’re paying for your own insurance, unless your income has also doubled, you’ve felt the sting.  If you’re ineligible for a subsidy, your monthly premium can rival your mortgage payment. “There’s GOT to be something cheaper…

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HIPAA For Employers 150 150 Encore Benefits

HIPAA For Employers

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) obligates employers, health care providers, insurance agents, insurance carriers and others to respect the confidentiality of the Private Health Information (PHI) of employees and their dependents. This is a quick overview of what employers should and should not do with PHI. You, the employer, must…

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