Insurance News

What is a Wrap Document? 150 150 Encore Benefits

What is a Wrap Document?

What Is A Wrap Document? A wrap document is where all of the information about an employer’s insurance benefits is kept. It incorporates, or “wraps” around additional documents that provide…

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Fully Insured, Self-Insured, Level-Funded: What Does It All Mean to the Small Employer? 150 150 Encore Benefits

Fully Insured, Self-Insured, Level-Funded: What Does It All Mean to the Small Employer?

Small employers are examining more closely what it means to be “fully” insured. Today, employers with as few as five full-time employees can find other funding arrangements which allow them…

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Open Enrollment Deadlines Are NOT Just Guidelines 150 150 Encore Benefits

Open Enrollment Deadlines Are NOT Just Guidelines

Open Enrollment Due to increased federal oversight, health insurance carriers currently have a lot less “wiggle room” than in the past to enroll employees beyond their official new hire enrollment…

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Can An Employer Pay For Individual Health Insurance Policies? 150 150 Encore Benefits

Can An Employer Pay For Individual Health Insurance Policies?

Group Sponsored vs Individual Plans Can an employer pay for individual health insurance policies? Since the affordable care act was passed, a lot of the distinctions in policies have changed. Both…

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About Health Care Sharing Ministries 150 150 Encore Benefits

About Health Care Sharing Ministries

As health insurance premiums have risen, many individuals are looking for creative (and less expensive) ways to meet both their coverage needs and the mandates of such legislation as the…

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